Services

Appraisal services

Independent, well-supported residential appraisals for homeowners, attorneys, private clients and lenders, handled personally from inspection through the written report.

Most homes and condos: $400 to $500, report in 3 to 7 business days after the inspection.

Property types

Residential property, evaluated carefully

Every assignment gets the same close attention, whether it's a straightforward tract home or a property that takes more work to support.

Single-family homes

Detached homes, from tract housing to custom builds and older properties.

Condominiums & multi-unit

Condos, townhomes and two-to-four unit residential properties.

Acreage & rural property

Homes on acreage and rural parcels where comparable sales take more work.

Written appraisal reports

A complete, well-documented report you can rely on for estate, legal or financial purposes.

Why homeowners order an appraisal

An independent opinion of value, for real decisions

These are the situations that most often bring a homeowner or their attorney directly to Valley-Wide Appraisal Services.

Estate settlement

Executors and heirs need a supportable opinion of value, often as of a specific date of death, to settle an estate or divide it fairly among beneficiaries.

More on date-of-death appraisals

Trust administration

Successor trustees often need a home's value as of the date of death to establish stepped-up basis, divide the trust fairly, or buy out a beneficiary.

More on trust appraisals

Retrospective (past-date) value

When the question is what a home was worth on an earlier date, such as a date of separation or a date of death, the appraisal is written as of that date.

More on retrospective appraisals

Prop 19 parent-child transfer

When a family home passes to a child under Proposition 19, its market value at the transfer date helps determine how much of the low tax base carries over.

More on Prop 19 appraisals

Divorce & property division

A neutral, well-documented value for a jointly owned home gives both parties a fair starting point, independent of either side's real estate agent.

More on divorce appraisals

Pre-listing

Before you list, an independent appraisal gives you a realistic, well-supported number to anchor your asking price.

PMI removal

If your loan balance has dropped enough, a current appraisal can support a request to your lender to remove private mortgage insurance.

More on PMI removal appraisals

Private refinance or sale

For a private-party refinance, or a sale between family members or friends, an independent appraisal establishes a fair, defensible price.

Property tax appeal

If your assessed value looks too high, an independent appraisal gives your Proposition 8 appeal stronger, more credible evidence. Learn more →

How it works

From request to report

A straightforward process, start to finish, with the appraiser you're talking to doing the work.

  1. Request a quote

    Share the property address, property type, and what the appraisal is for, and you'll get an exact quote and timeline.

  2. Inspection scheduled

    The appointment is arranged directly with you, typically within a few days.

  3. Research and analysis

    Comparable sales, market data, and the property's characteristics are researched and analyzed in detail.

  4. Written report delivered

    You receive a complete, supportable written appraisal report, typically 3 to 7 business days after the inspection.

Fees & turnaround

What it costs and how long it takes

Straight answers up front, so you can plan before you call.

Typical fee
$400 to $500 for most private appraisals of a single-family home or condominium
Quoted individually
Two-to-four unit properties, homes on acreage, unusual properties, and addresses well outside the Sacramento area
Turnaround
Report typically delivered 3 to 7 business days after the inspection
Before any work starts
You get an exact quote and timeline in writing, usually the same or next business day
Lenders & AMCs

Ordering for a lender or AMC

Valley-Wide Appraisal Services accepts lender and AMC assignments across the same 19-county service area. Here is what a vendor manager usually needs to know.

Products
Interior and exterior-only appraisals of 1-4 unit properties on the redesigned URAR, which replaces the 1004, 1073, 1025 and 2055 for Fannie Mae and Freddie Mac loans, plus update and completion reports and rent schedules
UAD 3.6
Reports prepared in a la mode TOTAL, verified with Fannie Mae and Freddie Mac for UAD 3.6 delivery ahead of the November 2, 2026 mandate
Turnaround
Typically 3 to 7 business days after the inspection. Rush orders accepted.
License scope
Licensed Residential, California BREA AL3008584. For federally related transactions: non-complex 1-4 unit properties with a transaction value under $1,000,000, and complex 1-4 unit properties under $400,000
FHA and VA
Not on the FHA appraiser roster, and not accepting VA assignments
Verification
ASC National Registry record · BREA license lookup
Vendor documents
License, E&O declarations, W-9 and qualifications sent on request

Email about lender work

Need a residential appraisal?

Tell us about the property and what the appraisal is for, and you'll get an exact quote and timeline, usually the same business day.